Category Archives: Uncategorized

The Impact of Sales Charges on Investment Return

  Simply put, when you pay an upfront sales charge on the purchase of a mutual fund, the money that charge represents does not go to work in the market.  All else being equal, it has a direct impact over … Continue reading

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Analyzing Your College Costs

Paying for college is sort of like buying a car or a house.  We often overlook the associated costs of the investment.  What does it cost to maintain a home - the pest control, painting, etc.  Do we consider car repairs and … Continue reading

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Three Biggest Admission Lies

In his article for The Beast, Steve Cohen co-author of “Getting In,” speaks to the three biggest admission lies:  test scores aren’t as important as they used to be, asking for financial aid won’t hurt your chances of being admitted, and … Continue reading

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Change in Loan Origination

Federal student loans used to issued directly through the college or university or through a private lender, backed by the government.   Now however, Federal Stafford loans to students and PLUS loans to parents are no longer issued by private lenders. … Continue reading

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The New Landscape

The Wall Street Journal reported last week that nationally, tuition and fees at public colleges and universities increased by 8.3% on average this year over last. Private schools faired far better but were still ahead of inflation at 4.5%. This … Continue reading

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High School Junior Action List

COLLEGE APPLICATION AND FINANCIAL AID CALENDAR–Junior Year It is important to maintain and improve your grades during your junior year. Grades can make the difference in whether you receive scholarships and grants. Work to improve your vocabulary, reading and math … Continue reading

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Tfhe Taxing Part of College Costs

Parents and students have two tuition tax credits programs provided by the Federal Government: the Hope/American Opportunity and the Lifetime Learning. They can qualify for a reduction on their federal income tax bill if they meet certain conditions, but, they may … Continue reading

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